Real Estate Loan Programs
Capital Built Around Your Investment Strategy.
Whether you’re flipping, building, bridging or holding, Build Lending provides private real estate financing designed around the property, the business plan and your exit strategy.
Our Loan Programs
One Lender. Multiple Ways to Finance the Deal.
From short-term project financing to long-term rental debt, Build Lending helps real estate investors put the right capital behind the right strategy.
Project Financing
Fix & Flip
Rate
As low as 8.25%
Leverage
Up to 75% ARV
Loan Size
$75K - $3M
Strategy
Buy • Rehab • Sell
Project Financing
New Construction
Finance land and vertical construction from the first draw through completion.
Rate
Starting at 9.25%
Leverage
Up to 90% LTC
Loan Size
$75K - $10M
Strategy
Sell • Refinance
SHORT-TERM Financing
Bridge
Move quickly on acquisitions, refinances, value-add opportunities and transitional properties.
Rate
As low as 8.75%
Leverage
Up to 70% LTV
Loan Size
$75K - $3M
Strategy
Buy • Rehab • Sell
Long-Term Financing
DSCR / Rental
Long-term rental financing designed around the property’s cash flow. Single-Unit & Portfolio Options
Rate
As low as 7.00%
Leverage
Up to 80% LTV
Loan Size
$75K - $5M
Max Units
10-Units
The Build Lending Difference
More Than a Loan.
A Better Way to Build.
Real estate investors need a lender who understands that every property, project and exit strategy is different.
01
Deal-Focused Underwriting
We look at the property, project and exit—not just a rigid borrower profile.
02
Direct Private Lending
Build Lending provides private real estate capital directly, giving borrowers a clear path through the financing process.
03
Fast, Practical Communication
When timing matters, you want answers and a team that understands the deal.
04
Technology That Keeps Projects Moving
Our app-based draw process lets eligible borrowers submit project updates directly to our draws team.
05
Built Around the Exit
Sale, refinance or long-term hold—the intended exit is part of the financing conversation from the start.
Ready to Finance Your Next Deal?
Let's Build the Financing Around It.
Tell us what you’re buying, building, flipping, refinancing or holding. We’ll help you identify the right loan program.
FAQ
Fix & Flip Loan Questions
Everything starts with the deal. Here are some of the questions investors ask most.
Fix & Flip is designed around acquisition and renovation, New Construction around ground-up projects, Bridge around short-term transitional needs, and DSCR / Rental around long-term rental ownership.
Potentially. Many investment strategies move through multiple financing stages—for example, project financing followed by long-term rental financing.
Build Lending's programs are designed for real estate investment purposes. Property eligibility and occupancy requirements vary by program.
Timing depends on the program, property, documentation, valuation and underwriting. Start with the deal details and we'll help establish a realistic path to closing.
Terms are deal specific and may consider property value, purchase price, project costs, completed value, borrower experience, market and exit strategy.
Eligible borrowers can request draws through the Build Lending app by submitting photos and videos directly to our draws team. The team reviews the submission and, once approved, releases the draw.
No third-party inspection is generally required. Some properties may require a third-party inspection based on the specific project.
Submit the details of your property and strategy. A Build Lending specialist can review the opportunity and discuss the program, pricing, leverage and structure available for your deal.