Fix & Flip Loans
Move Fast on the Right Deal.
Fix & flip financing built around the property, renovation plan and exit strategy—not a one-size-fits-all box. Get the capital you need to acquire, renovate and sell with confidence.
Fix & Flip Rates & Terms
Build Lending provides flexible fix & flip financing with fast approvals, competitive points and no prepayment penalty. From your first renovation draw to your final sale, our team stays with you every step of the way.
Rate As Low As
8.25%
Leverage Up To
75% ARV
Loan Size
$75K - $3M
Keep your project moving with a streamlined draw process designed to get approved renovation funds into your hands quickly. After approval, you can request draws as work progresses.
01
Request Your Draw
Open the Build Lending app, request your draw and take photos and videos of the completed work. Upload everything directly to our draws team in minutes.
02
Our Draw Team Reviews
Our draws team reviews the information you provide. If we have any questions or need additional information, we’ll reach out to you directly through the app.
03
APPROVE & RELEASE
Once our draws team completes its review, the draw is approved and the funds are released so you can keep your project moving.
No 3rd-party inspection required. Some properties may require a 3rd-party inspection based on the specific project.
Have a property under contract?
Let's Build the Financing Around It.
Give us the deal details and we’ll help you understand what financing options may be available for your fix & flip project.
FAQ
Fix & Flip Loan Questions
Everything starts with the deal. Here are some of the questions investors ask most.
A short-term real estate investment loan designed to help purchase and renovate a property with the intent to sell it or refinance it after the project is complete.
Eligible renovation costs can be incorporated into the financing structure, subject to the project scope and underwriting.
Loan size and leverage depend on the property, purchase price, renovation budget, projected value, borrower profile and overall deal structure.
Experience is considered, but it is only one part of the underwriting picture. The property, scope of work, market and exit strategy all matter.
Closing timelines depend on the completeness of the submission, property, title, appraisal or valuation requirements and underwriting. Ask us about the timeline for your specific deal.
Property eligibility depends on the specific Build Lending program and project. Share the address and deal structure and we can discuss fit.
Submit your project details so a Build Lending specialist can review the deal and discuss the financing structure, pricing and leverage available for your situation.